Personal
Checking
Whether you're getting started, planning for the future, or enjoying your golden years, our checking accounts offer flexibility, convenience, and personal service.
Checking Accounts Designed For Your Life
INTEREST EARNING
Hawaii’s Best Checking
All the features you want while earning interest
$6
Monthly Service Charge
$100
Minimum to open
FOR BASIC NEEDS
Basic Checking
No monthly fee and low opening balance
$0
Monthly Service Charge
$25
Minimum to open
DESIGNED FOR COLLEGE OR TRADE SCHOOL STUDENT
Student Checking
Designed for adults in college or trade school
$0
Monthly Service Charge
$25
Minimum to open
FOR TEENAGERS
Teen Checking
Designed to help teens manage money.
$0
Monthly Service Charge
$25
Minimum to open
New Contactless Debit Card - Coming Soon!
New Contactless Debit Card - Coming Soon!
Our new contactless debit card will be available very soon. You can request a new card before your current card expires by contacting any Territorial Savings branch.
Convenient way to pay
No swiping or inserting needed
Fast and secure
Every Account Comes With
VISA® Debit Card
VISA® $0 fraud liability
You're protected from unauthorized transactions online, in-store, by phone, and at ATMs.
Over 75,000 Surcharge-Free ATMs
Conveniently access cash from our ATMs across Oahu, Maui, the Big Island and 75,000+ surcharge-free Bank of Hope, AllPoint® and MoneyPass® ATMs1.
A fast, secure, and convenient way to pay—just tap your card and go, no swiping or inserting needed.
1ATM access through Bank of Hope, Allpoint®, and MoneyPass® networks is provided at no charge. Fees may apply for transactions conducted through other ATM networks and may vary depending on the network provider.
Conveniently deposit checks from the comfort of your home.
Pay bills and send or receive money from people for free in just a few clicks.
Set up real time alerts and card controls in mobile banking.
Modern security features to keep your account and information safe and private.
*Customers must enroll in online and mobile banking to access these features.
All Accounts Have
Online & Mobile Banking*
Quick Access Services
Online Banking
a Nearby Branch
About Mortgage
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