Current Interest Rates to Grow Your Business’ Money
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Interest Rates
for Business Accounts
Earn more with your money whether you're looking for flexible access or long-term growth, we offer competitive rates to match your goals.
Current Interest Rates to Grow Your Business’ Money
Special Business Certificates of Deposit (CDs)
Requires funds from another Financial Institution or cash
Effective Date: June 14, 2026
| Term length | Annual Percentage Yield (APY) | Minimum Opening Balance |
Minimum Balance Required to Earn APY |
|---|---|---|---|
| 12 Month CD | 3.70% | $ 10,000 | $10,000 |
A penalty may be imposed for early withdrawal.
Business Savings Accounts
Effective Date: October 30, 2025
| Term length | Annual Percentage Yield (APY) | Minimum Opening Balance |
Minimum Balance Required to Earn APY |
|---|---|---|---|
| Statement Savings | 0.02% | $10 | None |
| Passbook Savings | 0.02% | $10 | None |
| Business Money Market Deposit* | 0.10% | $1,000 | $1,000 or more |
*Business Money Market Deposit Account requires customer to have a TS Business Checking Account prior to opening.
Your interest rate and Annual Percentage Yield (APY) may change after the account is opened. Fees could reduce the earnings on the account.
Standard Business Certificates of Deposit (CDs)
Effective Date: October 30, 2025
| Term length | Annual Percentage Yield (APY) | Minimum Opening Balance |
Minimum Balance Required to Earn APY |
|---|---|---|---|
| 3 Month CD | 2.85% | $1,000 | $1,000 |
| 6 Month CD | 3.15% | $1,000 | $1,000 |
| 9 Month CD | 3.25% | $1,000 | $1,000 |
| 12 Month CD | 3.10% | $1,000 | $1,000 |
| 24 Month CD | 2.75% | $1,000 | $1,000 |
| 36 Month CD | 2.65% | $1,000 | $1,000 |
| 48 Month CD | 2.55% | $1,000 | $1,000 |
| 60 Month CD | 2.45% | $1,000 | $1,000 |
A penalty may be imposed for early withdrawal.
Quick Access Services
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Business Checking
Learn More
Business Savings
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Business Lending
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