Personal

Checking

FOR EVERYONE

Hawaii’s Best Checking

Built for simple, everyday banking.

Visit a Branch

$0

Monthly Service Charge

$25

Minimum to open

• Convenient access to digital and mobile banking
• No monthly service charge
• Free checks for customers age 55 and older (standard design - includes delivery fee)

FOR PREMIUM BENEFITS

Priority Checking

For customers desiring a premium banking experience.

Visit a Branch

$25

Monthly Service Charge

$100

Minimum to open

• Includes limited refunds on everyday services like wires, stop payments, and up to $20 in non-Territorial Savings (TS) ATM surcharge fees
• Up to $1,000 mortgage appraisal fee refund at closing on a Territorial Savings mortgage loan
• Free Deluxe special design checks (other check designs available at standard cost)
• $25 Monthly Service Charge can be waived with $50,000+ in qualifying deposit balances (Contact branch for more information)

FOR COLLEGE STUDENTS

Hawaii's Best Checking - College Banking Benefits

For busy students managing life on the go.

Visit a Branch

$0

Monthly Service Charge

$25

Minimum to open

• New account cash bonus ($125) when you complete ten (10) or more debit card purchases within the first 60 days of opening your account*
• Up to $10 monthly non-Territorial Savings (TS) ATM surcharge fees refunded

*Debit card purchases can be made with a physical or digital card. Limit one cash bonus per customer. The cash bonus will be credited to your checking account within 30 days after the 60-day qualification period. Eligible account must remain open and in good standing from the account opening date of your eligible account until the Bonus is paid.

FOR TEENAGERS

SmarTEEN Checking

Designed for teens from ages 13 to 17

Visit a Branch

$0

Monthly Service Charge

$25

Minimum to open

• Jointly owned with parent or guardian to help guide smart money habits
• Special debit card available for teens with limited POS and ATM limits
• Automatically converts to Hawaii's Best Checking at age 18